Anyone can provide answers. The trick is knowing what the questions are. At ECBM, we understand that your insurance programs are more than an end; they are a means to meeting business and financial objectives that change over time. ECBM works with clients to design and maintain a risk management approach, which is built on a solid foundation and knowledge of their business goals and corporate climate. ECBM is interested in building relationships with clients. Our emphasis on the long-term, frees us from the burden of over-consulting. Because we want to retain clients, we give good, appropriate advice each time we meet, even if that means making a suggestion that will earn us less money. Best Price. Best Product. Best People.